Total investment ranges from ₹2 Lakhs to ₹5 Lakhs depending on the provider (EPS, Hitachi, India1, Findi). Most of this is a refundable security deposit. Check our [Investment Guide](/how-to-start-atm-franchise-india-2025) for a full breakdown.
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Frequently Asked Questions
Everything you need to know about starting your ATM franchise. Contact us if you need personalized help.
List of Frequently Asked Questions
Owners typically earn ₹30,000–₹50,000/month. With the 2025 RBI interchange hike, you earn ₹8–₹13 per cash withdrawal. Use our [ROI Calculator](/service#calculator) for precise estimates.
You need 40–100 sq. ft. commercial space, 1KW single-phase power, a concrete roof for VSAT, and 24/7 access. Ground-floor market areas perform best.
No. Cash loading is handled by authorized agencies (CRAs). The operator handles technical maintenance. You only manage the site and power.
The full cycle from application to 'Go-Live' usually takes 2–3 weeks. This includes document KYC, site survey, and technical setup.
Agreements are typically for 5 to 9 years. They are renewable based on transaction performance and site compliance.
KYC (Aadhaar/PAN), bank proof, shop electricity bill, rent agreement/ownership deed, and an NOC from the landlord.
Hitachi/EPS are best for Urban cities. India1/Findi are masters of Rural India. View our [Brand Comparison](/hitachi-vs-india1-atm-franchise-comparison) for details.
Commissions are credited directly to your bank account between the 7th and 15th of every month with a transparent digital statement.
Only if the residence has a ground-floor commercial-facing shop with high public footfall and a 24/7 shutter access.
The ATM machine and cash are 100% insured by the WLA provider. The franchise owner is not liable for theft or cash loss during a robbery.
These include balance inquiries and mini-statements. In 2025, you earn ₹2–₹5 for these, even if the user doesn't withdraw cash.
The central monitoring system (NOC) alerts the cash agency (CRA) automatically. They plan a replenishment visit within 24 hours.
Yes, our 2025 models from EPS and Hitachi support ICCW (Interoperable Cardless Cash Withdrawal) via UPI QR codes.
Click [Apply Now](/apply) to submit your site details. We will conduct a free feasibility check within 48 hours.
Still have questions?
Our ATM franchise experts are ready to guide you through the entire process, from application to installation.